Rates are constantly changing and will depend on credit scores. However, Kirby Smith’s finance team is committed to seeking the best financing option available for our customers. Our financing partners typically have low program rates available on new equipment and sometimes available for used equipment as well. We typically seek loans in the 12 months to 60 months range. However, we have longer termed loans available on some equipment.

Down payment requirements will vary depending on several factors. This factors include, credit score, age of equipment, previous comparable borrowing history, etc. Kirby Smith’s finance team will work with you to find you the terms that work best for you.

Yes! We have a long list of lender partners and can work with you to find the best possible option to fit your needs.

All of the finance team contacts can be found at https://www.kirby-smith.com/financing/financing. You can also contact them via the group email finance@kirby-smith.com